| |
In this Issue
Locations
Headquarters & Branch Office
9100 Presidential Parkway
Upper Marlboro, MD 20772
Branch Hrs: 9am-4pm, M-F
Drive-Thru Hrs: 8am-6pm, M-F
Downtown DC Branch Office
300 Indiana Ave NW, #4067
Washington, DC 20001
Branch Hrs: 8am-3pm, M-F
Main Phone: 301-817-1200
Audio Response - Banking By Phone: 301-817-1201
Fax: 301-817-1230
E-mail Us
www.policefcu.com
Check Out Our
Current Rates
Locate a Shared Branch or Surcharge-Free ATM
|
|
|
There’s Still Time to Avoid the Holiday Blues (back to top)

It’s not too late to give yourself a little breathing room with a holiday loan, the option of skipping a payment this holiday season, or both.
We are pleased to offer a $1,000 Holiday Loan Program, with rates as low as 7.74%APR* and a repayment period of approximately 11 months.
Or, if you already have a loan with us, there is still time to skip your December payment if you have made a minimum of three on-time loan payments** since your loan was started or you last skipped a payment. Fill out the holiday loan or skip-apay application online today.
*APR=Annual Percentage Rate.
**Certain restrictions apply. Home Equity Loans, Home Equity Lines of Credit, First Mortgage Loans and VISA® Credit Cards are not eligible for the Skip-A-Pay program. A full payment may be skipped after three on-time monthly loan payments have been made. Interest will continue to accrue on the principal balance of the loan.
Police FCU Featured Loans (back to top)
Serving your Needs, Protecting your Future
Police FCU is here for you, offering low rate loans, providing what
you need, when you need it.

If you need more than the Holiday Loan, this flexible account can provide you funds for purchases, vacation, and the unexpected, while offering protection from overdrafts and overdraft fees. With limits as high as $25,000 and rates as low as 8.74%APR* our Backup Line of Credit can provide you the peace of mind to truly enjoy this Holiday Season.

Auto purchase or refinancing with no payments until January 2010! Police FCU is offering rates as low as 3.94%APR*† on 2008 and newer models, and 5.29%APR*† on 2007 and older models. Takeadvantage of terms up to 84 months and feel that holiday cheer for years to come.

Purchase or refinance with loans up to $50,000, terms of up to 144 months and rates as low as 7.00%APR* Contact one of our lending representatives for details.
*APR = Annual Percentage Rate. Rate and individual limit may vary based on creditworthiness.
† APR shown includes a .25% discount for Direct Deposit with Automatic Payments. Certain restrictions apply. For Auto Loans, the advertised rate is based on vehicles 2008 or newer. The APR can vary based on age of vehicle and terms of the loan. Financing up to the retail value of the auto is available. Rate is subject to change without notice. Auto loans currently financed through the credit union cannot be refinanced with this offer. Interest accrues from the date the loan is funded. Based on a $28,000 loan at 3.94% over 63 months, your monthly payment would be $492.72. Must be a member of Police FCU to apply for Police FCU loans.
|
|
| |
Enterprise Car Sales (back to top)

1$200.00 VISA® Gas Card will be issued within 45 business days upon purchase (or financing) of vehicle. Offer valid only on Enterprise vehicles purchased from 11/14/09 – 1/16/10 and financed through your Credit Union. Offer void when 7-Day Repurchase Agreement is activated. No cash advances. Cannot be combined with any other offers. Not valid on previous purchases. Must mention promotion to receive offer. 2$200.00 VISA® gift card will be issued within 45 business days upon purchase (or financing) of vehicle. Offer valid only on Enterprise vehicles purchased from 11/14/09 – 1/16/10 and financed through your Credit Union. Offer void when 7-Day Repurchase Agreement is activated. No cash advances. Cannot be combined with any other offers. Not valid on previous purchases. Must mention promotion to receive offer. 3Vehicle must be financed using standard financing terms through your Credit Union to qualify for payment offer. Your Credit Union will credit your account $200 towards your first payment on member’s behalf after vehicle is financed through your Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid from 11/14/09 – 1/16/10. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer. The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership.” are trademarks of the Enterprise Rent-A Car Company. All other trademarks are the property of their respective owners. © 2009 Enterprise Rent-A-Car Company.

The Gift Of Membership (back to top)
Let us be a Special Gift to Loved Ones
Share the benefits of your membership with your loved ones and help set them on track for future financial security. Membership to Police FCU is open to all members of your immediate family. As a not for profit financial institution, we are dedicated to providing members access and education to meet your financial needs. Unlike banks, credit unions are owned by the members and operated for the benefit of the members. Profits earned help to lower loan rates, provide higher savings returns and defer the costs of services, discounting some and making many others free. That’s a gift worth sharing. Visit our website, www.policefcu.com or contact the credit union for details.

So Much Better than a Bank (back to top)
Forget the Fees, Get FREE Checking at Police FCU
Our checking is convenient, easy to use, and yes, FREE. Why pay for services you want, when you can get them free:
• No minimum balance required
• No monthly fee or per check charges
• Free Online banking
• Free Bill Pay
• Free Visa Debit Card
Make a change for the better, switch to Free Checking at Police FCU. Log on to www.policefcu.com to switch today. Both Checking accounts and Visa check card issuance are subject to approval.

Helping is Our Job (back to top)
… and Now We have Even More to Share
We are excited to announce that the Police FCU branch in Upper Marlboro, Maryland, is now a part of the Credit Union Shared Branch Network. Shared Branching allows credit union members to access their accounts and conduct related financial transactions at any of the network-linked credit union facilities. If you have accounts at other credit unions, you may now be able to access them through Police FCU, and in-turn you can access your Police FCU accounts at other shared branches nationwide. These facilities can be identified by the swirl logo shown below. And you will be seeing many of these logos, with over 3,800 locations nationwide; over 50 in the Greater DC area alone. Along with Shared Branching, take advantage of access to over 32,000 surcharge-free ATM locations nationwide. Keep an eye out for the swirl when you need to:
• Make a Deposit
• Make a Loan Payment
• Cash a Check
• Withdraw Money
• Transfer Funds Between Accounts
• Check your Balances
There are also other convenience services available. To find your nearest shared branch, use the ATM & Branch Locator link in the upper right hand corner of our website and click one of the search links. Enter your city and state, or a zip code to view a list of participating locations or to find out if your credit union participates in the shared branch network.
.jpg)
Holiday Closures (back to top)
Christmas Eve
Thursday, December 24, close at 1:00p.m.
Christmas Day
Friday, December 25
New Year’s Eve
Thursday, December 31, close at 1:00p.m.
New Year’s Day
Friday, January 1, 2010
Martin Luther King, Jr. Day
Monday, January 18, 2010
Please call or check our website for
updated branch closure information |
|
|
|