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Securityplus FCU
 

In this Issue

arrow Bills Have You a Little Stretched?
arrow They Love Me, They Love Me Not
arrow Free?! Definitions Differ
arrow Reminders
arrow So Much Better than a Bank
arrow 75th Annual Meeting
arrow Come to Police FCU for Your Mortgage Needs!
arrow We invite you to educate yourself, Tuition FREE!
arrow Don’t Let Your Account Go Dormant
arrow Do You Owe on Your Taxes this Year?


Locations

Headquarters & Branch Office
9100 Presidential Parkway
Upper Marlboro, MD 20772
Branch Hrs: 9am-4pm, M-F
Drive-Thru Hrs: 8am-6pm, M-F

Downtown DC Branch Office
300 Indiana Ave NW, #4067
Washington, DC 20001
Branch Hrs: 8am-3pm, M-F

Main Phone: 301-817-1200
Audio Response - Banking By Phone: 301-817-1201
Fax: 301-817-1230


Check Out Our
Current Rates

Holiday Closings

   

 

Bills Have You a Little Stretched? (back to top)

Consolidate your Debt with a Loan from Police FCU

We understand you may be struggling with high rate loans or unfavorable terms from other financial institutions, and we want to be sure that you know we are here to assist. As your credit union, we may be able to offer you a way to consolidate your loan payments and possibly lower both your monthly payments and the interest rate of your debt. Let Police FCU help reduce your debt and your stress.

     
 
Rates starting from 7.74% APR*
 
     

Applications available at both branch locations, online at
www.policefcu.com, or call 301.817.1200.

Additionally, we invite you to investigate our Backup Line of Credit, which you can use for life’s financial happenings – it’s money when you need it. Are you expecting a tax refund but need some extra money now? Tax refunds may take weeks to receive, but you can look to Police FCU to help bridge the gap. Use your Backup Line of Credit to get needed funds now. It can also help you avoid embarrassing and expensive overdraft fees and penalties. Set yours up today and count on your Backup to be there when you need it!

We care about your financial well being and we are dedicated to helping you. When you prosper, we prosper. Let’s get it together (consolidate) and take it to a whole new level.

Don’t forget, we have financial counselors available to you if you need some assistance getting back on the right financial track. Call to set up an appointment today!

*Annual Percentage Rate. This rate includes a .25% discount for Direct Deposit with Automatic Payments. Certain restrictions apply. Rate, term and maximum borrowing amount may vary and are based on credit worthiness and repayment period. Rate is subject to change without notice. Must be a member of Police FCU to apply for Police FCU loans.

 

They Love Me, They Love Me Not (back to top)

Relationships with banks are fickle things

At the risk of being obvious; money is tight. It takes a strong bond to survive the kind of stresses we are all experiencing right now. How are your relationships with your banks and credit issuers holding up? Are they becoming more demanding, always wanting more from you but giving little in return? Banks and credit companies are feeling the pinch too. Are your institutions shouldering their fair share of the burden or are they pushing it off on you? Maybe it’s time to look into a Police FCU Platinum Rewards Card.

 
 

We’re proud to continue offering some of thelowest rates available, and we also provide:

5% cash back on gas when you
pay at the pump
2% cash back on supermarket purchases*
1.25% cash back on all purchases

The APR on our Platinum rewards card is 13.99% and rewards are paid every month! To learn more or apply, visit www.policefcu.com

*Certain restrictions apply. Visa USA determines which stores are categorized as a supermarket.


Free?! Definitions Differ (back to top)

There’s a wind of change blowing through the financial world, and it is long overdue. But the changes are not always plain to see. Some banks are promoting “free” checking, but are you sure it’s really “free”? Consumers are encouraged to read the fine print. Unlike your credit union, banks are set up to earn a profit. Many banks and credit card issuers are now raising fees and changing terms while still making claims of “free” services (with a variety of strings attached). Do you know where the strings attach to your accounts? If you are looking for free, we invite you to cut those strings and utilize your Police FCU membership to its fullest. It’s your money, so you get to choose which definition of free you want to buy.

Please compare us with the other financial institutions in your life. You may find more hidden baggage with them than is acceptable in a serious relationship.

Here’s a short list of some fees you may not know your bank is charging you+:

• Monthly Maintenance Fees
• Overdraft Protection Transfer Fees
• ATM Fees (check your limits and non-network ATM fees)
• Savings Excess Withdrawal Fees
• Transaction Fees & APRs
• Overlimit Fees
• Balance Transfer Fees

 

+Bank of America website-Virginia

 

Reminders (back to top)

Switch to Online Services

It’s easy, it’s free and helps the environment. Minimize our impact on the environment and simplify your financial life at the same time. The process is painless, increases the security of your accounts, and we’re positive you’ll love it once you try it. Contact us to get signed up today. Already have online banking? You can register for e-statements through your online banking.

Save 50% on Quicken with Police FCU. Available to the first 50 members who respond to this offer, Police FCU is offering a 50% rebate toward your purchase of Quicken 2010 for use with your online banking.*

*Limited time offer: Available to the first 50 members who purchase Quicken 2010, Police Federal Credit Union will credit your share draft account up to 50% of the cost. Must be a member of Police FCU, must be signed up for online banking. Maximum refund available from Police FCU, $29.99 based on $59.99 suggested retail price of Quicken Deluxe 2010 from www.quicken.com website. Must submit original receipt.

Also available online at www.policefcu.com:

TurboTax online® – file your taxes with us and get aspecial credit union discount, and for the fastest, most secure access to your tax refund,receive it by Direct Deposit to your Police FCU account. Police FCU’s ABA/routing number is: 254075137

Police FCU Online Bill Pay –make paying your bills easier – try the demo and register today

The Police FCU IRA page – get your IRA questions answered through these modules


Anytime Adviser – Get money savvy with these interactive tutorials that deal with your finances

 

 

 

 

 

75th Annual Meeting (back to top)

Come help us celebrate 75 years of Police FCU

Saturday, May 1, 2010, 3:00 p.m.
Bolling Club, Bolling Air Force Base
Washington, DC

Cost of dinner and 2 drink tickets: $25, $15 will be credited back to
attendees of the dinner. The business meeting is free.

 

Limited Seating – If you plan on attending, please complete and return your registration for m
as soon as possible. Registration forms, information and directions available on our website.

No refund requests accepted after April 16, 2010

 

Come to Police FCU for Your
Mortgage Needs! (back to top)

If you are in the market for a home purchase, mortgage refinance, or you are just checking out your options, make sure you check us out.

We offer:

• Competitive Rates
• Fixed & Adjustable Rate Loans
• A convenient online application process
• Quick approvals – you can get preapproved in as little as 10 minutes
• Rate monitoring online with Rate Tracker
• Money towards your closing costs
• Home Buying Seminars & Programs

Police FCU is affiliated with the Credit Union Mortgage Association (CUMA)

 

We invite you to educate yourself, Tuition FREE! (back to top)

ANNUAL MORTGAGE SCHOOL 2010
Saturday, March 27th
Greenbelt Marriott • 6400 Ivy Lane, Greenbelt, MD 20770
Registration begins at 8am • Seminar 9am - 12noon
Make plans now to attend.

Space is limited, advanced registration is reqired. If you plan to attend, please RSVP at either Police FCU branch or e-mail Terri Vance at tvance@policefcu.org by March 19th. If you have questions about the event, please call 301-817-1200.

 

Don’t Let Your Account Go Dormant (back to top)

Your account is considered dormant if there has been no activity (deposits, withdrawals or loan payments) within the past three years, at which time, you will receive a notice of the dormancy. If you fail to respond within 30 days of the notice, we are required to send all funds in your account to the state as abandoned property. We encourage you to wake your money up. You worked hard for it, keep it working for you at Police FCU.

 

Do You Owe on Your Taxes this Year? (back to top)

Need extra funds to help pay? We have a loan for that. Call us for details.

 

 

 

 
 



Police Federal Credit Union

9100 Presidential Parkway
Upper Marlboro, MD 20772
Phone: 301.817.1200

 
 
Police Federal Credit Union. Serving Your Needs. Protecting Your Future.
 
 
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