Annual Meeting - May 1, 2010 (back to top)

Please join us in celebration of Police Federal Credit Union’s 75 years of service to DC’s law enforcement community and families. The annual meeting and 75th anniversary celebration will be Saturday, May 1, starting at 3:00 p.m. at The Bolling Club, Bolling Air Force Base, Washington, DC. As space is limited, you must register to attend this event. Registrations must be received by the credit union prior to April 16, 2010. The printable registration form, directions to Bolling Air Force Base, security precautions for base access, and board nomination criteria are available at www.policefcu.com – click the ‘Annual Meeting Information’ button on the homepage.

Do You Need Help with Your
Mortgage Questions? (back to top)

It’s simple, visit the Police FCU Online Mortgage Center. Click the ‘Online Mortgage Center’ link under the “Lending” tab on the menu bar to get started.

CU Realty (Credit Union Realty Services) Need help buying or selling your home? CU Realty Services allows you to quickly and easily access all the tips, tools and listings you need to buy or sell a home.

With CU Realty you can:
• Find a knowledgeable agent
• Search the MLS database and compare property listings
• View photos of homes and get maps
• Connect with experienced Realtors® (and get a rebate when you use them)
• Determine the value of your home
• Research neighborhood demographics and crime rates

Visit the Police FCU Online Mortgage Center for more information.

Our Family is Bigger Than You Might Think (back to top)

Did you know your immediate family members are eligible for Police FCU membership? Membership in Police FCU is a valuable asset; one you are able to share. Take care of your loved ones, invite them to join the Police FCU family and enable them to take advantage of all the benefits you enjoy with us.

• Warm, friendly, caring member service
• Lower interest rates on loans
• Higher interest rates on savings
• A vast network of surcharge-free ATMs and shared branch locations for member convenience
• Lower and no fee services

Share the Police Federal Credit Union difference with your whole family!

Police FCU is insured by the National Credit Union Administration, which provides insurance coverage on deposits up to $250,000.

Top Savings Tips (back to top)

Simple living is on the rise and we are all looking to get more out of our hard earned dollars, so while we tighten our belts, here are some tips to help make living with “less” a little bit easier.

Create a budget with the family to ensure success. You’ll look back on it as quality time, and keeping track of where your money is going will give you a sense of empowerment when you need it most.

Conserve where you can. Carpool the kids to events, or host a pot-luck dinner instead of meeting at a restaurant. Try bringing lunch to work. Also look for free services, pay bills online, choose direct deposit for regularly issued checks, and shop online with sites that offer free delivery.

Use extra time wisely. Spend quality time with family, help a neighbor, volunteer or choose activities that bring you joy, but don’t cost you money.

Consider refinancing. You could save considerable cash on a monthly basis when you pay lower rates. Compare your current loan rates at other financial institutions and see if it makes sense to refinance with us.

Plan for Retirement. Start or roll your money over into a Police FCU IRA. You still have until April 15 this year to make 2009 contributions.

Check out a Police FCU Home Equity Line of Credit. Contact the credit union to discover your options!

Time to Lock in a Great Rate (back to top)

Spring is around the corner, and if it’s time you stepped into a new ride or time for you to renegotiate the terms on your current loan, Police FCU can provide some of the best financing and refinancing options available.

New, used, autos, motorcycles - we do it all! Rates as low as 3.94%APR*.

We also offer purchase and refinance options for boats and RVs. Rates as low as 7.00% APR*

Contact us for more details.

APR*=Annual Percentage Rate, subject to change without notice. Restrictions may apply. Terms and possible down payment requirements determined by borrower's credit score. APRs shown above reflect a 0.25% discount for Direct Deposit with Automatic Payments.

New Police FCU Online Banking Now Available! (back to top)

Police FCU is excited to announce the availability of our new online banking. If you have not already logged in to your online banking, when you do, you will notice a new look and feel, as this latest enhancement features a customizable interface that you can tailor to your personal preferences.

Some new upgrades include:
• A cleaner, customizable interface that makes it easier to navigate and quickly find the items you are looking for
• Expanded and more flexible transaction history and balance inquiry pages - view multiple month history on one page
• The ability to view pending transaction items
• Easy access links to your e-statement, Online Bill Pay and VISA accounts
• Enhanced security features

…and more enhancements are still on the way!

Future enhancements to look for include:
• Mobile device compatibility
• Member controlled loan advance option (advance funds from your line of credit without having to visit a branch)
• PLUS the Quicken download feature

Please note:
• Your login & password will remain the same, and your online bill pay and e-statement service will remainunaffected as well.
• New security feature - You will be required to re-authenticate your computer when logging in for the first time. You will also be offered the opportunity to set up a verification phrase and secondary password.

If you have any questions about the new online banking, please contact us.

Saturday Drive-Thru Service (back to top)

The Maryland branch drive-thru is now available on Saturdays from 8:30 a.m. – 12:30 p.m. for both Police FCU and credit union shared branch members

Now Available! Saving Made Easier Police FCU (back to top)

Police FCU Introduces Sub Share Accounts

For the times when you want to save or set money aside for a particular purpose, such as a vacation, education, taxes, a special event, or simply your bills, a sub share savings may be just the thing you are looking for. Instead of having to open a new, separate account, you are now able to open a sub account. The sub share account allows you to have a separate place within your regular savings account to save money, and everything is on one statement. There is no minimum balance required to open or maintain a sub account, and it is a great way to get more control over your savings.

Call us for more details and to have yours set up today!

DC Branch Renovations Are Complete! (back to top)

We are excited to announce the DC branch renovations are complete and we are proud to present a warmer, more inviting atmosphere to serve your credit union needs. We thank you for your patience during the DC branch renovation process and invite you to come visit us whenyou are in the neighborhood, we would love to see you!

Access your Account on Your Terms (back to top)

A big part of our member service commitment to you is providing you the secure access you need to your vital account information, wherever and whenever you need it.

Remember - When looking for your account information - balance inquires, transfers, loan payments, direct deposit confirmation, account history, etc…, you can obtain the information quickly and easily through the 24/7 online conveniences: secure online banking, online bill pay, Audio Response, and our website. And for those more in depth account questions, we are available by phone to assist you.

We’re just a call away – Talk directly with a Police FCU representative. We are pleased to announce that we have expanded our internal Call Center hours. Our knowledgeable and friendly Police FCU representatives will now be available by phone from 8am to 5pm, Monday - Friday, to better serve you. In the near future, we will discontinue our use of the afterhours call center as enhancements are made to our website and home banking service.

Shared Branch Service Center Update – You now have access to over 4,000 credit union shared branch service centers nationwide. Visit our website to find a location near you!

IN HONOR OF POLICE WEEK May 9-15, 2010 (back to top)

Police FCU supports our men and women of law enforcement and we thank you for your service and sacrifice.

TurboTax Online® Taxes Made Simple (back to top)

Tax season is winding down, do you still need to file?

Complete your taxes with TurboTax and use Direct Deposit with Police FCU to get your return quickly.

To do direct deposit, you will need your account number and the Police FCU routing number – 254075137.

Online Tax Filing is available until May 1.